Iowa Security Deposit Laws 2026

Here's what Iowa law says about security deposit returns, deadlines, and penalties. All information is sourced from Iowa Code § 562A.12.

Return Deadline

30 calendar days

from move-out date to return your deposit

Penalty for Violations

Up to 2x your deposit amount

Requires a finding of bad faith by the landlord.

If the landlord violates the deadline, they may forfeit ALL right to withhold any portion of your deposit.

Deposit Cap

Maximum security deposit: 2 months rent

Itemization Requirements

  • Itemized statement required: Yes
  • Itemization deadline: 30 days
  • Receipts required: No

Interest Requirements

Interest on your deposit is required (rate varies).

Statute of Limitations

  • Written lease: 5 years
  • Oral lease: 5 years

Small Claims Court

Maximum claim: $6,500

Attorney fee shifting available — you may recover attorney fees if you win.

Primary Statute

Iowa Code § 562A.12

Think your landlord violated Iowa law?

Generate a demand letter that cites Iowa Code § 562A.12 and puts your landlord on notice.

This is not legal advice. Reclaim provides legal information and document generation tools. The information on this page is sourced from Iowa Code § 562A.12 and is current as of January 1, 2020. For specific legal questions, consult a licensed attorney in Iowa.